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- info@verumcapital.co.za
Dear users,
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Terms
These “Terms of Use” apply to www.verum-swizz.co.za as well as any other affiliated sites [www.verum-capital.co.za], digital services, or applications on which a link to these Terms of Use appears [collectively, the “ Websites”] and apply to all visitors. These Terms of Use and any other terms that appear on the page from which you were directed to these Terms of Use govern your use of the Verum Capital and Swizz Websites. By accessing the Verum Capital and Swizz websites, you agree to be legally bound by the Terms of Use then in effect. Please also refer to the relevant additional legal information applicable to your country.
These Terms of Use as well as the information and materials contained within the Verum Capital and Swizz websites are subject to change at any time and from time to time, without notice. Verum Capital and Swizz may add features to or remove features from the Verum Capital and Swizz websites at any time and from time to time at our sole discretion. Continued access to the Verum Capital and Swizz websites following any modification in these Terms of Use will constitute your acceptance of the Terms of Use as modified.
If you do not agree to be bound by these Terms of Use, we strongly discourage that you access the Verum Capital and Swizz websites.
Access Subject to Local Restrictions
The Verum Capital and Swizz websites and all information and functionalities contained within them are not directed at or intended for use by any person resident or located in any jurisdiction where (1) the distribution of such information or functionality is contrary to the laws of such jurisdiction; or (2) such distribution is prohibited without obtaining the necessary licenses or authorizations by Verum Capital and Swizz or affiliate office of Verum Capital and Swizz and such licenses or authorizations have not been obtained.
Products and Services
Products and services displayed on the Verum Capital and Swizz websites may not be eligible for sale or available to residents of certain countries or certain categories of investors. Please consult the applicable terms and conditions such as sales restrictions or key specific notes for further information.
Any materials, information or reports published, distributed, or otherwise made available on the Verum Capital and Swizz websites is published for information purposes and is subject to change at any time without notice. They have no regard to the specific investment objectives, financial situation or particular needs of any specific recipient and should not be construed as a solicitation, offer or recommendation, to buy or sell any securities, investment, or other financial instruments, to affect any transactions or to conclude any legal act of any kind whatsoever. Unless specifically stated otherwise, all price information is indicative only. No representation or warranty, either express or implied, is provided in relation to the accuracy, completeness, or reliability of the materials, nor are they a complete statement of the securities, markets or developments referred to herein. The materials should not be regarded by recipients as a substitute for the exercise of their own judgment. Any opinions are subject to change without notice and may differ or be contrary to opinions expressed by other business areas or groups of Verum Capital because of using different assumptions and criteria. Verum Capital is not under any obligation to update or keep current information contained herein nor to remove any outdated information from the Verum Capital and Swizz websites or to expressly mark it as being outdated.
No Offer
All information and materials published, distributed, or otherwise made available on the Verum Capital and Swizz websites are provided for informational purposes, for your non-commercial and for personal use only. No information or materials published on the Verum Capital and Swizz websites constitutes a solicitation, an offer, or a recommendation to buy or sell any investment instruments, to affect any transactions, or to conclude any legal act of any kind whatsoever.
Verum Capital does not provide investment, legal or tax advice through the Verum Capital and Swizz websites and nothing herein should be construed as being financial, legal, tax or other advice. Verum Capital does not intimate that any securities or services discussed are suitable for any investor. No investment or other decisions should be made solely based on the contents or information found on the Verum Capital and Swizz websites.
When deciding about your investments, you should seek the advice of a professional financial advisor or qualified expert.
Performance
The future performance of an investment cannot be deduced from previous market value, i.e., the value of an investment may fall as well as rise. An investment may also diminish in value due to changes in rates of foreign exchange. Verum Capital cannot guarantee that any capital invested will maintain or increase in value.
Forward Looking Statements
The Verum Capital and Swizz websites may contain statements that constitute “forward looking statements”. While these forward-looking statements may represent Verum Capital’s judgment and future expectations, several risks, uncertainties and other important factors could cause actual developments and results to differ materially from Verum Capital’s expectations. Verum Capital is under no obligation to [and expressly disclaims any such obligation to] update or alter its forward-looking statements because of new information, future events, or otherwise.
No Warranty
Your use of the Verum Capital and Swizz websites is at your own discretion. The Verum Capital and Swizz websites, together with all its content, information and materials contained therein, is provided “as is” and “as available”, without any representations or warranties of any kind. Any materials, information or content accessed, downloaded, or otherwise obtained using the Verum Capital and Swizz websites is done at your own risk and Verum Capital is not responsible for any damage to your computer systems or loss of data that results from the download of such material. Verum Capital and its affiliates expressly disclaimer all representations or warranties of any kind, whether express or implied, with respect to the Verum Capital and Swizz websites and all materials, information, content, and functionalities contained herein, including but not limited to warranties of title, non-infringement, merchantability, or fitness for a particular purpose. Without limiting the foregoing, Verum Capital and Swizz does not warrant the accuracy, timeliness, completeness, security, reliability, or availability of the Verum Capital and Swizz websites or the information or results obtained from use of the Verum Capital and Swizz websites, or that the Verum Capital and Swizz websites will always be available or is virus-free or error-free.
No Liability
To the fullest extent permitted by law, in no event shall Verum Capital or our affiliates, or any of our directors, employees, contractors, service providers or agents have any liability whatsoever to any person for any direct or indirect loss, liability, cost, claim, expense or damage of any kind, whether in contract or in tort, including negligence, or otherwise, arising out of or related to the use of all or part of the Verum Capital and Swizz websites, or any links to third party websites.
In no event will Verum Capital or our affiliates, or any of our officers, directors, employees, contractors, service providers or agents be liable for any incidental, special, punitive, or consequential damages howsoever caused arising out of the use of the Verum Capital and Swizz websites, its content, or the inability to use the Verum Capital and Swizz websites.
This disclaimer of liability applies to all damages or injury, including those caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft, destruction, or unauthorized access, whether for breach of contract, tortious behaviour, negligence or under any other cause of action.
Links
The Verum Capital and Swizz websites may contain third party content or links to third party websites. This content and links are provided solely for your convenience and information. Verum Capital has no control over, does not assume any responsibility for and does not make any warranties or representations as to any third-party content or websites, including but not limited to, the accuracy, subject matter, quality, or timeliness. Verum Capital shall have no liability for third party content or websites or websites linking to or framing the Verum Capital and Swizz websites.
Social Bookmarks
The Verum Capital and Swizz websites may contain social bookmarks which are identifiable by means of their respective tabs. Social bookmarks allow users of certain social media platforms to post links to selected Verum Capital and Swizz web pages on their social media accounts to bookmark them or share them with their social media contacts. If you use social bookmarks, you will be sending personal identifying data to the respective social media platform. Any comments or activity made by or carried out by persons using social bookmarks is not controlled, endorsed, or monitored by Verum Capital, who will not be held responsible or liable for such. Persons who share Verum Capital’s communications via social bookmarks are not authorized to speak for or represent Verum Capital, their views and opinions must be regarded as strictly their own and not that of Verum Capital. In addition, the provisions in these Terms of Use relating to Links also apply to social bookmarks.
Intellectual Property Rights
Verum Capital or any applicable third-party owner(s), retains all right, title and interest [including copyrights, trademarks, patents, as well as any other intellectual property or other right] in all information and content [including all text, data, graphics, and logos) on the Verum Capital and Swizz websites. Individual pages and/or sections of the Verum Capital and Swizz websites may be printed for personal or internal use only, provided that such print outs retain all applicable copyright or other proprietary notices. All users must not, without limitation, modify; copy; transmit; distribute; display; perform; reproduce; publish; license; frame, create derivative works from, transfer or otherwise use in any other way, whether in whole or in part, any information, text; graphics; images; video clips; directories; databases; listings or software obtained from the Verum Capital and Swizz websites for commercial or public purposes, without the prior written permission from Verum Capital. Systematic retrieval of content from the Verum Capital and Swizz websites to create or compile, directly or indirectly, a collection, compilation, database, or directory [whether through robots, spiders, automatic devices, or manual processes] or create links to the Verum Capital and Swizz websites without written consent from Verum Capital is strictly prohibited.
The Verum Capital logo and its name are among the registered and unregistered trademarks of Verum Capital. Other marks may be trademarks of their respective owners. Except as noted above, you may not use any trademarks of Verum Capital for any purpose without the prior written consent from Verum Capital.
Electronic Communication [Including E-Mail]
The internet is a universally accessible medium. Ordinary E-mail messages sent via the internet are neither confidential nor secure. They may be easily accessible by third parties and may entail a considerable amount of danger and risk including: (a) lack of confidentiality [e-mails and their attachments can be read and/or monitored without detection]; (b) manipulation or falsification of the sender’s address or of the e-mail’s [or attachment’s] content [e.g. Changing the sender’s address(es) or details]; (c) system outages and other transmission errors, which can cause e-mails and their attachments to be delayed, mutilated, misrouted and deleted; (d) viruses, worms, Trojan horses etc. may be spread undetected by third parties and may cause considerable damage; and (e) interception by third parties.
You are therefore advised to communicate with Verum Capital by using a secure channel if such channels are provided by Verum Capital. In no event should you use ordinary E-mail to transmit personal or confidential information such as any account related data. Unless explicitly stated otherwise, Verum Capital does not accept any orders or instructions sent by e-mail or any other electronic messaging system.
Please see our e-mail disclosure for more information about our e-mail practices and policy.
Privacy Statement
Verum Capital has established a Privacy Statement, as modified from time to time, which explains how personal data is collected on the Verum Capital and Swizz websites and used. The Privacy Statement is part of these Terms of Use and is incorporated herein by reference.
Last updated in January 2025.
E-Mail Disclosure
The information contained in e-mail messages from Verum Capital may be privileged, confidential, proprietary, or otherwise protected from disclosure.
If you received any e-mails from Verum Capital in error, please notify the sender immediately by replying to the e-mail and delete the e-mail from your computer. If there are any attachments to the e-mail that you received in error, kindly refrain from opening them and do not download or save them to your computer.
Protect your privacy
For your protection, please do not include any confidential information, such as account numbers, identity, or passport numbers, credit card numbers, passwords, or other non-public information in any e-mails that you send to Verum Capital without encrypting these emails.
Please refer to your official records
The information provided in an e-mail, or its attachments is not an official transaction confirmation or account statement. If you are a Verum Capital client, your official account statements are made available to you electronically or by such other means as our clients have directed.
We retain and protect e-mail messages
In accordance with industry standards and practices and to comply with our legal and regulatory retention requirements, Verum Capital retains e-mail messages for a period in accordance with our established policies, guidelines and procedures. Those messages are kept confidential and are accessed and used in accordance with our policies, guidelines and procedures.
Disclaimer:
The content on this website is published for the sole purpose of providing a general overview of Verum Capital’s services and products. None of the information contained on the pages constitutes advice in relation to any particular investment or financial matter. Verum Capital cannot be held liable for any damage, claims or costs sustained by visitors to this website which are purported to have arisen from acting on information or representations contained herein. While Verum Capital has made every effort to ensure that information provided on the website is factual, it cannot guarantee its accuracy and therefore cannot be held responsible.
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